Last Updated on May, 2024
Do you own a taxi business and often worry about your taxis breaking down? Taxis and private hire vehicles spend more time on the road than regular vehicles and are more likely to face a breakdown.
Having happy customers means an uninterrupted private hire that is without any breakdowns.
Getting a taxi breakdown cover means you will have complete peace of mind without worrying about a costly breakdown or bad ratings from passengers. This keeps your drivers and business healthy.
QUICK SUMMARY
- A taxi breakdown cover is a specialized insurance policy designed to provide peace of mind and assist taxi drivers in the event of a breakdown, ensuring minimal downtime and happy customers.
- The different levels of coverage offered include roadside assistance, home assistance, nationwide recovery, and onward travel, with options for European coverage as well.
- Getting a taxi breakdown cover is not legally mandatory, but it can prevent financial losses and provide access to various benefits, and there is no limit on the number of callouts.
Contents
What is a Taxi Breakdown Cover?
A taxi breakdown cover is a taxi insurance policy designed to keep you safe in the event of a breakdown. This specialist breakdown cover ensures you are not stranded on the roadside.
Whether you are using it for business or personal matters, a taxi breakdown cover will cover alternative transport to fuel coverage, depending on the coverage plan.
Is Taxi Breakdown Cover for You?
Suppose you are a professional driver who carries passengers for profit. In that case, I’m sure you are aware of how stressful it is to face a breakdown in the middle of a ride on the roadside, and both you and your passenger are now left stranded while you call for assistance.
In this case, we have you covered; we will ensure that in the event of a breakdown or an accident, we will send our experts in as soon as possible to ensure you and your passenger are on your way in no time.
Dealing with repairs is also no easy task; not only would you have to find a qualified professional to repair your taxi, but also not one that would scam you into paying more than you need.
With the taxi breakdown cover, you can say goodbye to that worry, and we will do all that scouting for you, giving you total peace of mind.
Taxi Breakdown Cover Levels
Our taxi breakdown cover policies aim to get you and your passenger back on the road as soon as possible.
After all, time is money. I will cover the different specialist business breakdown policies we offer in our taxi breakdown cover so you can decide which cover level suits you the best.
Roadside Recovery and Assistance
While you or your taxi driver are in the middle of hiring and the taxi breaks down, this is when roadside assistance comes in handy. Your insurer will provide a call-out fee and the professional required to get your taxi back on the road.
If our experts cannot provide recovery immediately, your taxi will be taken to a local garage within 10 miles. Don’t worry; your customers won’t be left unattended, as a replacement vehicle will be provided to take them to their chosen destination.
Home Assistance
If your taxi faces a breakdown near your home address, we will send our friendly team to your location to provide recovery. Once your vehicle is repaired, ensure that you get your business moving.
Nationwide Recovery
This is another great taxi insurance option to get. National Recovery promises that if we cannot get your private hire vehicles repaired on the same day, we will ensure that your taxi and up to seven passengers will be taken to their chosen destination as long as it is within the UK.
Onward Travel
If you frequently undertake long private hires that carry passengers around the UK, then just getting roadside recovery is not enough. Opting for an onward travel provision will be handy as no one wants to be stranded in the middle of nowhere.
In the event of a breakdown, your vehicle will be taken to the nearest garage, and you and your passengers will be given a replacement vehicle or, in some emergency cases, overnight accommodation.
You can also get European cover Add-ons if your taxi business does private hire across Europe.
What Do I Do in Case of an Accident or a Breakdown?
In case of any emergency, breakdown, or even flat batteries, just call our control room, which operates 24 hours to claim breakdown service. We will ask for full details of your vehicle, location, and circumstances.
Following that, we will send one of our dispatches to your location in the UK within an hour. With our breakdown cover, we will send a highly trained specialist to quickly provide assistance for your vehicles so you can return to earning money.
Why Consider a Taxi Breakdown Cover?
Whether managing a whole fleet of private hire taxis or independently driving your own taxi around, getting your vehicles covered can provide you access to an array of benefits, from home-start to roadside recovery options.
Apart from giving you peace of mind, you also get to avoid any financial losses from frustrating your customers. We dedicate our business to covering what our customers need and providing cover that suits their requirements.
This also means we provide highly competitive rates by ensuring you only get the right cover levels you need without paying unnecessary costs.
Our team can arrange a comprehensive breakdown policy over the phone and get your vehicle insured immediately. With our 24-hour, 365-day availability, you can rely on us to get your taxi covered.
